Suppose you take a 15-year mortgage for a house that costs $263,639. Assume the following: The annual interest rate on the mortgage is 3.8%. The bank requires a minimum down payment of 8% of the cost of the house. The annual property tax is 1.4% of the cost of the house. The annual homeowner's insurance is $709. The monthly PMI is $84. If you make the minimum down payment, what is the minimum gross monthly salary you must earn in order to satisfy the 28% rule? Round your answer to the nearest dollar.