1. Suppose you took a personal loan in 2020 from City Bank amount of 12 lacs taka for the period of 5 years at 11% interest rate. However, according to the instruction Bangladesh Bank regarding interest rate reduction to 9% for all types of loan. Thus city Bank also reduces your interest rate from 9% to 7% after payment of 25 instalments. Instalments need to pay in every month. In this situation crate a loan amortization schedule for this loan and (i) calculate the total amount of money you have to pay for the loan (ii) If you wanted to settle your loan after 35 instalments you have to pay 1.5% extra settlement charge. So how much money you need to pay to Bank. TO BE DONE IN EXCEL