Suppose you will receive annual payments of $$10,000$ for a period of $10$ years. The first payment will be made $4$ years from now. $($In this problem, $"4$ years from now" means you will get the first payment at the end of the third year. That is the same as the beginning of the fourth year.$)$ If the interest rate is $5\mathrm{.}0\%$ annually, what is the present value of this stream of payments?