Suppose your client is a widow who is 60 years old and recently was faced with the sad passing of her husband, who was the primary breadwinner. Due to her medical condition (average $500 a month expenses), she has always been a homemaker and ran a small art store online with a revenue of $1000.00 a month. The husband left behind a life insurance policy with her being the beneficiary for $1,000,000.00 and a debt-free primary residence valued at $800,000.00. During your conversations, your client mentioned her concerns about having enough assets to support her current needs herself, maintain their home and be able to retire comfortably