Suppose your client is also very generous, and wishes to leave the entire $4,000,000 in savings to charity and her children upon her death. Also, to help assure its value, at retirement she plans to move all her savings into a less risky fund expected to earn an effective annual rate of 3%. Given her goal and the change in expected return, how much can she plan to withdraw from her account each month until her death?

Enter answer in dollars, rounding to the nearest dollar.