Suppose your garage and gardening were recently damaged by a thunderstorm. The buildings were built $4$ years ago for $$9,000,$ were expected to have a useful life of $12$ years, and if built today would cost $$12,000.$ Actual cash value, rather than, replacement cost coverage is carried on the structures, and the insured carries a $$0$ deductible. What is the maximum compensation available under your homeowner's policy for this loss?