Susan Ivanova has $150000 in her savings account at Honolulu Business Bank. She plans to roll over her savings plan assets into an Individual Retirement Account (IRA) at Hilo International Bank that earned 4.15% per year compounded monthly. She also plans to put $800 per month into the same IRA account until her retirement, which is planned 15 years from now. How much will Susan have in her retirement account at the time of her retirement?