Susan Wilson, a lottery winner, will receive the following payments over the next seven years. She has been approached by an investor who will pay her a lump sum today for the rights to those future cash flows. If she can invest her cash flows in a fund that will earn 10.70 percent annually, how much should Susan require the investor to pay for the cash flows? (Round answer to 2 decimal places, eg. 15.25. Do not round foctor values.)