Susie and Samantha are two friends who met at Herzing University. They have been studying law together for about two years and both hope to work in a large Chicago law firm someday. Susie wants to work in family law and Samantha is undecided. In May of 2012, both decided to invest 50% of their tax returns to help pay for their future move to Chicago. After researching their investment options thoroughly, they decided to invest in stocks and bonds.

Susie decided that she wants to purchase 100 shares of Facebook and Samantha decided to buy $3000 in municipal bonds issued in Green Bay to fund a new storm system.

• Distinguish fully between Susie and Samantha's rights as stockholders and bondholders.
• Also, fully discuss which one is riskier and explain why.
• Do you own or plan to purchase stocks or bonds someday?
• What are some factors that may weigh in your decision?