Suzie owns a double-storey terrace that was purchased 15 years ago. The double-storey terrace was insured for RM 600,000 under a homeowner insurance policy. The townhouse was partially destroyed by fire recently and the loss was estimated to be RM 400,000. At the time of loss, the total rebuilding cost for the townhouse was RM850,000. Required: (a) (b) Determine the amount payable by Suzie 's insurer, if any, for the loss due to fire. Show your calculations. Assume that the double-storey terrace was insured for RM 1,000,000 at the time of loss. Determine the amount that Suzie can claim from his insurer if the loss amounted to RM550,000. Show your calculations.