Sven (age 38) and Nancy (age 34) have two children, Barry (age 4) and Brianna (age 2). Nancy is a business manager and Sven works part-time at a local grocery store. The couple meet with an insurance agent to discuss obtaining life insurance and their main objective is to provide coverage for Nancy as the main income earner. They also would like to have some level of coverage on Sven and mention that having some level of insurance on their