Sycamore bank offers one$-$year loans with a $8$ percent stated or base rate, charges a $0\mathrm{.}25$ percent loan origination fee, imposes a $10$ percent compensating balance requirement, and must hold a $8$ percent reserve requirement at the Federal Reserve. The loans typically are repaid at maturity. If the risk premium for a given customer is $2\mathrm{.}5$ percent, what is the contractually promised gross return on the loan per dollar lent?

$12\mathrm{.}33\%$

$11\mathrm{.}84\%$

$11\mathrm{.}25\%$

$10\mathrm{.}40\%$

$10\mathrm{.}16\%$