tt

ECON 530 Homework Five Data/Instruction Sheet Spring 2022 General Information Assume you are doing all calculations as of April 8, 2022. Make sure to read each question carefully. A Note on "Real World" Bank Balance Sheets The ways that banks record information on their balance sheets can vary quite a bit from bank to bank. For example, on Bank G's balance sheet included here, under liabilities we see an account labeled as "borrowings from the Fed" instead of discount loans as we might expect. This is common. Be careful! Many students who do well on this or similar assignments start off by going through each account on the balance sheet and - if the name is nonstandard replacing it with one that's easier to understand. This may well be good preparation for definition/conceptual questions on the next exam too. Assume that anything not given or calculable with the given information has a value of 0. Also, don't necessarily assume that all the information on this sheet will be utilized in your calculations. Bank balance sheets have lots of extra stuff on them, so I'm trying to add some realism. Formatting Information Unless told otherwise, round intermediate steps to four decimal places and final answers to two decimal places. Include only numbers, a decimal point, and/or a negative sign in your answers as needed. Carefully follow all rounding/formatting instructions. Be careful about questions that ask you to express your result as a percent, but without the percentage sign or something similar. See the Math Review if you need a refresher on what this means. If you have questions about formatting, need clarification on questions, etc, please ask before submitting your assignment! For the first seven questions, please refer to the Homework Five data sheet, under Modules, which has data needed and also a more detailed version of the below instructions. For all questions on this assignment: For multiple choice questions, pick the best answer in accordance with class materials. For all numeric questions, follow directions as given in the question; these are the defaults: Round final answers to two decimal places and intermediate steps to four. The bank ratios you'll calculate here are to be reported as percentages; make sure to treat the "x 100" calculation to turn them into a percent as the "last step" in your calculations. . In other words, if you are calculating RoA with $1357 income and $10,000 in total assets, calculate as follows: ($1357)/($10,000) x 100 = 0.1357 x 100 = 13.57 percent. Don't round to 1.36 and then multiply by 100; we want our answers to be as exact as possible! Question 1 2 pts For the first seven questions, please consult the Data Sheet for Homework Five under Modules. Bank G's one-year repricing GAP ratio equals percent. Calculate the one-year repricing GAP ratio for Bank G. Express your answer as a percent rounded to two decimal places as needed. For example, if you get 0.47327, enter 47.33 in the blank. Carefully follow all formatting instructions. We'll refer back to this result in the next question. Question 2 2 pts Consider your answer from the previous question. In dollar terms, __assets will be repriced over the year than liabilities, and if economists predict that interest rates will rise in the near future, this is sign for this bank. a fewer; good more; bad more; good fewer; bad Question 3 1 pts For the next three questions, we'll fill in blanks on the balance sheet. Enter the value for blank A, carefully following all formatting instructions. Question 4 1 pts Let's continue filling in blanks on the balance sheet. Enter the value for blank B, carefully following all formatting instructions. Question 5 1 pts Let's fill in one more blank on the balance sheet. Enter the value for blank C, carefully following all formatting instructions. Question 6 3 pts Bank G has (actual) reserves totaling $ excess reserves totaling $ , and required reserves totaling $ Carefully follow all numeric instructions; enter only numbers, a decimal point, and/or a negative sign. Question 8 2 pts Bank G's RoE equals percent. Express your answer as a percent, but without the percentage sign. In other words, if you get 0.2479, enter 24.79 in the blank. See the formatting instructions/math review as necessary. Question 7 2 pts Bank G's RoA equals percent. Calculate Bank G's RoA. Express your answer as a percent, but without the percentage sign. In other words, if you get 0.2479, enter 24.79 in the blank. See the formatting instructions/math review as necessary. ECON 530 Homework Five Data/Instruction Sheet Spring 2022 General Information Assume you are doing all calculations as of April 8, 2022. Make sure to read each question carefully. A Note on "Real World" Bank Balance Sheets The ways that banks record information on their balance sheets can vary quite a bit from bank to bank. For example, on Bank G's balance sheet included here, under liabilities we see an account labeled as "borrowings from the Fed" instead of discount loans as we might expect. This is common. Be careful! Many students who do well on this or similar assignments start off by going through each account on the balance sheet and - if the name is nonstandard replacing it with one that's easier to understand. This may well be good preparation for definition/conceptual questions on the next exam too. Assume that anything not given or calculable with the given information has a value of 0. Also, don't necessarily assume that all the information on this sheet will be utilized in your calculations. Bank balance sheets have lots of extra stuff on them, so I'm trying to add some realism. Formatting Information Unless told otherwise, round intermediate steps to four decimal places and final answers to two decimal places. Include only numbers, a decimal point, and/or a negative sign in your answers as needed. Carefully follow all rounding/formatting instructions. Be careful about questions that ask you to express your result as a percent, but without the percentage sign or something similar. See the Math Review if you need a refresher on what this means. If you have questions about formatting, need clarification on questions, etc, please ask before submitting your assignment! For the first seven questions, please refer to the Homework Five data sheet, under Modules, which has data needed and also a more detailed version of the below instructions. For all questions on this assignment: For multiple choice questions, pick the best answer in accordance with class materials. For all numeric questions, follow directions as given in the question; these are the defaults: Round final answers to two decimal places and intermediate steps to four. The bank ratios you'll calculate here are to be reported as percentages; make sure to treat the "x 100" calculation to turn them into a percent as the "last step" in your calculations. . In other words, if you are calculating RoA with $1357 income and $10,000 in total assets, calculate as follows: ($1357)/($10,000) x 100 = 0.1357 x 100 = 13.57 percent. Don't round to 1.36 and then multiply by 100; we want our answers to be as exact as possible! Question 1 2 pts For the first seven questions, please consult the Data Sheet for Homework Five under Modules. Bank G's one-year repricing GAP ratio equals percent. Calculate the one-year repricing GAP ratio for Bank G. Express your answer as a percent rounded to two decimal places as needed. For example, if you get 0.47327, enter 47.33 in the blank. Carefully follow all formatting instructions. We'll refer back to this result in the next question. Question 2 2 pts Consider your answer from the previous question. In dollar terms, __assets will be repriced over the year than liabilities, and if economists predict that interest rates will rise in the near future, this is sign for this bank. a fewer; good more; bad more; good fewer; bad Question 3 1 pts For the next three questions, we'll fill in blanks on the balance sheet. Enter the value for blank A, carefully following all formatting instructions. Question 4 1 pts Let's continue filling in blanks on the balance sheet. Enter the value for blank B, carefully following all formatting instructions. Question 5 1 pts Let's fill in one more blank on the balance sheet. Enter the value for blank C, carefully following all formatting instructions. Question 6 3 pts Bank G has (actual) reserves totaling $ excess reserves totaling $ , and required reserves totaling $ Carefully follow all numeric instructions; enter only numbers, a decimal point, and/or a negative sign. Question 8 2 pts Bank G's RoE equals percent. Express your answer as a percent, but without the percentage sign. In other words, if you get 0.2479, enter 24.79 in the blank. See the formatting instructions/math review as necessary. Question 7 2 pts Bank G's RoA equals percent. Calculate Bank G's RoA. Express your answer as a percent, but without the percentage sign. In other words, if you get 0.2479, enter 24.79 in the blank. See the formatting instructions/math review as necessary