TABLE 1 Future Value of 1 (n) Periods 4% 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.04000 .05000 1.06000 1.07000 1.08000 1.09000 1.10000 1.11000 1.12000 1.15000 1.08160 1.10250 1.12360 1.14490 16640 1.18810 1.21000 1.23210 1.25440 1.32250 1.12486 1.15763 1.19102 1.22504 1.259711.29503 1.33100 1.36763 1.40493 .52088 1.16986 1.21551 1.26248 1.31080 1.36049 1.41158 1.46410 1.518071.573521.74901 1.21665.27628 1.338231.40255 1.46933 1.53862 1.6105 1.68506 1.76234 2.01136 1.2653234010 1.41852 1.50073 1.58687 1.67710 1.77156 1.87041 1.97382 2.31306 1.315931.40710 1.50363 1.60578 1.71382 1.82804 1.94872 2.07616 2.21068 2.66002 1.368571.47746 1.593851.718191.85093 1.99256 2.14359 2.30454 2.47596 3.05902 1.42331 1.55133 1.689481.83846 1.99900 2.171892.35795 2.55803 2.77308 3.51788 1.48024.628891.79085 1.96715 2.15892 2.36736 2.59374 2.83942 3.10585 4.04556 1.539451.710341.89830 2.10485 2.33164 2.58043 2.85312 3.15176 3.47855 4.65239 1.60103 1.79586 2.01220 2.25219 2.51817 2.81267 3.13843 3.49845 3.895985.35025 1.665071.88565 2.132932.40985 2.71962 3.06581 3.45227 3.88328 4.36349 6.15279 1.73168 1.97993 2.26090 2.57853 2.93719 3.34173 3.79750 4.31044 4.887117.07571 1.80094 2.07893 2.39656 2.75903 3.17217 3.64248 4.17725 4.78459 5.473578.13706 1.87298 2.18287 2.54035 2.95216 3.42594 3.970314.59497 5.31089 6.13039 9.35762 1.94790 2.29202 2.69277 3.158823.70002 4.327635.05447 5.89509 6.86604 10.76126 2.02582 2.40662 2.854343.379933.99602 4.71712 5.55992 6.54355 7.68997 12.37545 2.10685 2.52695 3.02560 3.61653 4.31570 5.14166 6.115917.26334 8.61276 14.23177 2.19112 2.65330 3.20714 3.86968 4.66096 5.60441 6.72750 8.06231 9.64629 16.36654 5% 6% 7% 8% 9% 10% 11% 12% 15% 4 10 12 13 14 15 17 19 20