Table 1. Maximum Social Security Annual Disbursement by Year and Retirement Age This table shows how much an individual would receive annually in Social Security dishursements based on the year they retire and their age at that time. Suppose the government gives your client two retirement options: (1) Pay social security taxes to the government and then receive social security payments for seven years, from ages 71 through ages 77 . Or (2) Invest all social security taxes into a retirement account that earns 5% rate of retum each year. During the seven years of retirement, from age 71 through age 77 , your client is able to withdraw level (constant) annuity payments each year. After age 77, the account balance will be zero and the account will be closed. Based on this information, should your client take option 1 or option 2