$\backslash$table$[[$Metal Level,Induced Demand Factor,Actuarial Value$],[$Bronze$,1,0\mathrm{.}6],[$Silver$,1\mathrm{.}03,0\mathrm{.}7],[$Gold$,1\mathrm{.}08,0\mathrm{.}8],[$Platinum$,1\mathrm{.}15,0\mathrm{.}9]]$

In Network Only Discount $($EPO$,$ HMO$)$

Gatekeeper Impact $($HMO$,$ POS$)$

$5\%$

$3\%$

Suppose Base Premium $=$$$450$ PMPM

Calculate the expected premium

$\backslash$table$[[$Silver HMO$],[$Gold EPO$],[$Platinum PPO$],[$Bronze POS$]]$