$\backslash$table$[[,\backslash$table$[[$Monthly Mortgage$],[$Payment$]]],[$a$.$ $$120,000,15-$year loan at $5$ percent.,,$],[$b$.$ $$86,000,30-$year loan at $4\mathrm{.}5$ percent.,,$],[$c$.$ $$105,000,20-$year loan at $4$ percent.,,$],[$d$-1.$ Longer mortgage terms mean a$,$Tower,monthly payment.$],[$d$-2.$ For increase in mortgage rate,higher,monthly payment is required.$]]$