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Realizing that providing for a comfortable retirement is up to them, Jim and Julie commit to regular contributions to traditional IRAs, beginning this year. Consequently, each makes a $$2,000$ contribution to his or her traditional IRA. If their AGI is $$35,000$ on their joint return, what is the amount of any "saver's credit" for retirement plan contributions?

a$.$ $$1,000$

b$.$ $$2,000$

c$.$ $$400$

d$.$ $$200$