Ted Riley owns a Lexus worth $40,500. He owns a home worth $290,000. He has a checking account with $500 in it and a savings account with $2,200 in it. He has a mutual fund worth $111,000. His personal assets are worth $91,000. He still owes $20,400 on his car and $174,000 on his home, and he has a balance on his credit card of $1,900. What is Ted's net worth?