Ted Riley owns a Lexus worth $44,000. He owns a home worth $385,000. He has a checking account with $600 in it and a savings account with $3,800 in it. He has a mutual fund worth $118,000. His personal assets are worth $98,000. He still owes $22,400 on his car and $231,000 on his home, and he has a balance on his credit card of $3,500. What is Ted's net worth