Terrie is thinking of buying a new home. Currently, she owns an older home that costs her approximately $35,000 a year. The cost of the new home is $320,000. She can obtain a $255,000 mortgage for 20 years at 3.5% interest. The home has homeowners association dues of $150 a month. Annual costs for property taxes, hazard insurance, and estimated landscaping/maintenance is approximately $1,250, $1,500, and $1,500. She estimates that she will live in the home for 10 years and resell it for $400,000. Terries discount rate is 5%. Is this a good investment according to NPV? IRR? (12 points)