Terry Austin is 30 years old and is saving for her retirement. She is planning

on making 35 contributions to her retirement account at the beginning of

each of the next 35 years. The first contribution will be made today

(t = 0) and the final contribution will be made 34 years from today (t = 34).

The retirement account will earn a return of 8.2 percent a year. If each

contribution she makes is $5,493.00 how much will be in the retirement

account 34 years from now (t = 34)?