Terry was ill for three months and missed work during this period. During his illness, Terry received $4,650 in sick pay from a disability insurance policy. What amounts are included in Terrys gross income under the following independent circumstances? (Leave no answer blank. Enter zero if applicable. Do not round intermediate calculations. Round your answer to the nearest whole dollar amount.)

a. Terry has disability insurance provided by his employer as a nontaxable fringe benefit. Terrys employer paid $2,530 in disability premiums for Terry this year. Amount to be included?

b. Terry paid $2,530 in premiums for his disability insurance this year. Amount to be included?

c. Terrys employer paid the $2,530 in premiums for Terry, but Terry elected to have his employer include the $2,530 as compensation on Terrys W-2. Amount to be included?