Tessas Pharmacy has decided to invest $5,000,000 in capital projects that will become available next year. The firm has an optimal (target) D/E ratio of 1 and has forecasted a net income of $3,000,000 for next year. If the firm will pay out next years residual net income as a cash dividend, calculate the amount of earnings retained for financing next years capital projects, the amount of external debt needed, and the dividend amount