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Accounts in Good Standing appear in what part of an individual's credit report? a. In the Credit Inquiries section. b. The front. c. The back. d. Before the biographical information. QUESTION 15 Credit "piggy-backing" refers to which of the following practices? a. Locking in a low rate on a 30 year fixed rate conventional mortgage. b. Transferring a credit card balance to a 0% interest rate credit card. c. Being added as an authorized user to a credit card held by someone with excellent credit. d. Not using more than 30% of your available credit limit in order to raise your credit score over time QUESTION 16 What are the two most comment types of credit available to most consumers? What are the two most cornment types of credit avalable to most consumers? a. Fixed rate mortgages and adjustable rate morgages b. Revolving debt and installment loans c. Personal loans and debt consolidation loans d. Commercial londing and noncoriorming mortgages: QUESTION 17 According to the credit utilization ratio, using less than of one's available credit limit will one's credit seore over time. even if the erentit card balance is paid in full each month. a. 75\%, have no impact b. 50%; raise c. 30%, raise d. 10%; lower