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Sherry, who is 52 years of age, opened a Roth IRA three years ago. She has contributed a total of $13,200 to the Roth IRA ( $4,400 a year). The current value of the Roth IRA is $18,350. In the current year. Sherry withdraws $16,000 of the account balance to purchase a car. Assuming Sherry's marginal tax rate is 24 percent, how much of the $16,000 withdrawal will she retain after taxes to fund her car purchase