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You have just borrowed exist210,000 to buy a condo. You will repay the loan in equal monthly payments of exist2, 765.26 over the next 20 years. a-1. What monthly interest rate are you paying on the loan? (Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places.) a-2. What is the APR? (Enter your answer as a whole percent. b. What is the effective annual rate on that loan? (Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places.) c. What rate is the lender more likely to quote on the loan? APR EAR