The $23.4 mition iottery payment that you just won actually pays $1.8 milion per year for 13 years, If the discount rate is 18.30% and the fert payment comes in 1 year, a. What is the present vatue of the winnings? (De not round intermediate calculations. Enter your answer in millions rounded to Z decimal places.) Present value b. What is the present value of the winnitgs, it the firt poyment comes immediately? (Do not round intermediate calculationt. Entae your answer in mililions rounded to 2 decimal places.)