The 2ndQuarter of 2020 financial statements of Zions Bancorporation are presented below. Its UBPR report can be accessedfrom the following link:

https://cdr.ffiec.gov/public/Reports/UbprReport.aspx?rptCycleIds=122%2c116%2c120%2c114%2c107&rptid=283&idrssd=276579&peerGroupType=&supplemental=

Consolidated Statements Of Income - USD ($) shares in Thousands, $ in Millions 6 Months Ended 6 Months Ended Jun. 30, 2020 Jun. 30, 2019 Jun. 30, 2020 Jun. 30, 2019 Percentage of Total Percentage of Total Assets Assets Interest income: Interest and Fees and Loans $ 1,046 $ 1,151 1.37% 1. 64% Interest on Money Market Investments 17 0.01% 0.02% Interest on Securities 161 191 0.21% 0.27% Total interest income 1,216 1,359 1.59% 1.94% Interest expense: Interest on Deposits 74 123 0.10% 0.18% Interest on short- and long-term borrowings 31 91 0.04% 0.13% Total interest expense 105 214 0.14% 0.31% Net interest income 1,111 1,145 1.45% 1.63% Provision for loan losses 401 22 0.5.2% 0.03% Provision for unfunded lending commitments 25 3 0.03% 0.00% Total provision for credit losses 426 25 0.56% 0.04% Net interest income after provision for credit losses 685 1,120 0.90% 1.60% Noninterest Income Commercial account fees 61 60 0.08% 0.09% Card fees 39 46 0.05% 0.07% Retail and business banking fees 33 38 0.04% 0.05% Loan-related fees and income 53 35 0.07% 0.05% Capital markets and foreign exchange fees 42 35 0.05% 0.05% Wealth management and trust fees 31 28 0.04%% 0.04% Other customer-related fees 12 10 0.02% 0.01% Customer-related fees 271 252 0.35% 0.36% Fair value and nonhedge derivative loss (23) (8) -0.03%% -0.01% Dividends and other investment income 11 22 0.01% 0.03% Securities losses, net (9) (2) 0.01%% 0.00% Total noninterest income 250 264 0.33% 0.38% Noninterest expense: Salaries and employee benefits 540 562 0.71% 0.80% Occupancy, net 65 65 0.09% 0.09% Fumiture, equipment and software, net 64 67 0.08%% D. 10% Other real estate expense, net 0 (1) 0.00% 0.00% Credit-related expense 10 13 0.01% 0.02% Professional and legal services 22 23 0.03% 0.03% Advertising 6 11 0.01% 0.02% FDIC Premiums 12 12 0.02%% 0.02% Other 118 102 0.15% 0.15% Total noninterest expense 837 854 1.09% 1.22% Income before income taxes 98 530 0.13% 0.76%% Income taxes 18 119 0.02%% 0.17% Net income 411 0.10% 0.59%Consolidated Balance Sheets - USD ($) $ In Millions Jun. 30, 2020 Jun. 30, 2019 Jun. 30, 2020 Jun. 30, 2019 Percentage of Percentage of Total Assets Total Assets ASSETS Cash and due from banks $ 570 5 538 0.75% 0.77% Money market investments: Interest-bearing deposits 1,579 634 2.07% 0.90% Federal funds sold and security resell agreements 266 620 0.35% 0.88% Investment securities: Held-to-maturity, at amortized cost 688 $ 698 0.90% 1.00% Available-for-sale, at fair value 14,201 14,672 18.58%% 20.94% Trading account, at fair value 160 148 0.21% 0.21% Total securities 15,049 15,515 19.69% 22.14% Loans held for sale 105 105 0.14% 0.15% Loans held for investment, net of allowance Loans and leases, net of unearned income and fees 55,129 48,617 72.11% 69.39% Less allowance for loan losses 860 503 1.12% 0.72% Loans held for investment, net of allowance 54.269 18,114 70.99% 68.67% Other noninterest-bearing investments 813 1,056 1.06% 1.51% Premises, equipment and software, net 1,173 1,133 1.53% 1.62%% Goodwill and intangibles 1,014 1,014 1.33% 1.45% Other real estate owned 0.01% 0.01% Other assets 1,604 TEET 2.10% 1.90% Total Assets 76,447 70,065 100.00% 100.00% LIABILITIES AND SHAREHOLDERS' EQUITY Noninterest-bearing demand 30,714 22,947 40.18% 32.75%% Interest-bearing: Savings and money market 31,307 26,470 40.95%% 37.78% Time deposits 3,663 1,915 4.79% 7.01% Total deposits 35,684 ZEE'S 85.92% 77.55% Federal funds purchased and other short-term borrowings 860 6,023 1.12% B.60% Long-term Debt 1,353 1,236 1.77% 1.76% Reserve for unfunded lending commitments 54 60 0.07% 0.09% Other liabilities 921 815 1.20% 1.16% Total liabilities 68,872 62,466 90.09% 89.15% Shareholders' equity: Preferred stock, without parvalue 566 566 0.74%% 0.81% Additional Paid-in Capital 2,675 3,271 3.50% 4.67% Retained earnings 3,979 3,737 5.20% 5.33% Accumulated other comprehensive income (loss) 355 25 0.46%% 0.04% Total shareholders' equity 7,575 7,599 9.91% 10.85% Total liabilities and shareholders' equity $ 76,447 $ 70,065 100.00% 100.00%