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The ability of homeowners to prepay the principal on their outstanding mortgage balance creates cash flow uncertainty for the lender. Which statement best describes prepayment

The ability of homeowners to prepay the principal on their outstanding mortgage balance creates cash flow uncertainty for the lender. Which statement best describes prepayment restrictions on first mortgage home loans?

A. prepayment fees are common

B. yield maintenance provisions are common

C. demand clauses are common

D. prepayment restrictions are prohibited in most cases

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