The ACA health legislation enacts several provisions on insurance companies that are aimed at improving customer safeguards. Which provision is NOT included in the health reform? a. Adult children up to age 26 will be allowed to stay on their parent's policy. b. Provides first dollar coverage for preventive health services. c. Requires insurance companies to abide by year caps on what they charge beneficiaries for out-of-pocket-expenses. d. Allows insurance companies to increase rates based on pre-existing conditions