The ACME Company, an expert in solar panel installations, made a contract to carry out a project that consists of updating the electrical power generation equipment of a building. The value of the contract is $ 275,000, receiving $ 200,000 at the start of the project and $ 75,000 a year later, when the project is completed. During the project, the company estimates it will spend $ 25,000 at the end of each month. What is the monthly rate of return that the ACME Company expects to earn?