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The Actual Deferral Percentage (ADP) test is one of the tests that some qualified plans must comply with. Which of the following plans must generally

The Actual Deferral Percentage (ADP) test is one of the tests that some qualified plans must comply with. Which of the following plans must generally comply with the ADP test?

Profit-sharing plans.

Safe harbor 401(k) plans.

a. 1 only.

b. 2 only.

c. Both 1 and 2.

d. Neither 1 nor 2.

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