The Adeeva's gross monthly income is $5900. They have 18 remaining payments of $240 on a new car. They are applying for a 20-year, $189,000 mortgage at 6.5%. The taxes and insurance on the house are $280 per month. The bank will only approve a loan that has a total monthly mortgage payment of principal, interest, property taxes, and homeowners' insurance that is less than or equal to 28% of their adjusted monthly income.

a) Determine 28% of the Adeeva's adjusted monthly income.

b) Determine the Adeeva's total monthly mortgage payment, including principal, interest, taxes, and homeowners' insurance.

c) Do they qualify for this mortgage?