The Affordable Care Act made several changes to private health insurance plans. Which of the following isincorrect?Private health insurance companies must now ____________.

Group of answer choices

allow people to enroll in private health insurance plans even if they have pre-existing conditions.

eliminate all lifetime monetary caps on insurance plans.

spend at least 80% of paid premiums on health care services or improvements to care.

allow young adults to remain on their parents' health insurance plans until the maximum age of 21.