The Affordable Care Act was passed in 2009 and required mandates to insurance companies of coverage under all insurance policies sold or implemented after Jan 1, 2010. Review the requirements at www.healthcare.gov. Describe and discuss the ramifications of three provisions of the ACA from the insured point of view and the insurer's point of view. An example is the free screenings. How does this impact the individual and how does this impact the insurance company? What will be the future ramifications of this provision?