Ethel is a retired 75-year-old who has K5, 000, 000 after selling her small business and paying taxes on the sale. She wants to invest this money. Ethel would like the capital to rise faster than inflation to maintain the purchasing power of her wealth. However, she would also like to make low-risk investments and have easy access to at least K500, 000 per year for the next five years.

1. Analyze investment alternatives that fit the scenario's financial objectives.