The All State Mutual Fund has the following 5-year record of performance:

	2016	2015	2014	2013	2012
Net investment income	0.93	0.87	0.88	0.78	0.65
Dividends from net investment income	(0.98)	(0.89)	(0.84)	(0.72)	(0.67)
Net realized and unrealized gains (or losses) on security transactions	4.18	5.13	(2.16)	2.72	(1.06)
Distributions from realized gains	(1.05)	(1.02)	0	(1.02)	0
Net increase (decrease) in NAV	3.08	4.09	(2.12)	1.76	(1.08)
NAV at beginning of year	12.77	8.68	10.8	9.04	10.12
NAV at end of year	15.85	12.77	8.68	10.8	9.04

Find this no-load fund's 5 years(2012-2016) average annual compound rate and return. Also find its 3-years (2014-2016) average annual compound rate of return. If an investor brought the fund in 2012 at $10.12 a share and sold it 5 years later (in 2016) at $15,85, how much total profit per share would she have made over the 5-year holding period?

This no-loading fund's 5 year (2012-2016) average annual compound rate of return is _____%