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The answer is 12514.23 Please show step by step and formulas used. Problem 21.1 James deposits 1,000 into an account at the end of each

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The answer is 12514.23

Please show step by step and formulas used.

Problem 21.1 James deposits 1,000 into an account at the end of each year for the next 6 years. The account earns 5% interest. James also deposits 1,000 at the end of each of years 7 through 10 into another account earning 4%. Calculate the total amount James will have in both accounts at the end of ten years

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