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The Automatic Teller Machine ( ATM ) was a ( n ) _ _ _ _ _ _ _ _ _ innovation when it was

The Automatic Teller Machine

(

ATM

)

was a

(

)_________

innovation when it was introduced to Hong Kong in

1980 .

.

incremental

.

substantial

.

transformational

.

high

-

leverage

.

paradoxical

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