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The average wage earner will see income replacement of about 39% from Social Security. Therefore, middle-class workers will need to Question 9 options: take courses

The average wage earner will see income replacement of about 39% from Social Security. Therefore, middle-class workers will need to Question 9 options: take courses on effective money management in order to stretch the reduced money further. get accustomed to a lower standard of living. rely on private pensions to help middle- and upper-income earners maintain their lifestyle. work part time to earn extra money

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