The balance in an account on January 1st is $50,000. On April 1st, the balance is $52,000 and a deposit (positive transaction) of $2,000 is made. On July 1st, the balance is $60,000 and a deposit (positive transaction) of $X is made. On October 1st, the balance is $65,000 and a deposit (positive transaction) of $3,100 is made. The balance on December 3st is $56,000. Given that the Dollar-weighted rate of return is 0%, determine the time-weighted rate of return.

		1.30%
		1.70%
		1.42%
		-1.11%
		-1.72%