The balance sheet and income statement for Clear Water Company are shown below. They represent the financials of the company for both the current year and the previous year. Do refer to Tables 1, 2 & 3 to answer the following questions.

(a) Using the company information provided, compute the current year ratios. (Assume 365 days per year)

(b) Discuss how these ratios compare with the company's performance last year.

(c) Discuss how each of the companys five (5) main groups of ratios (liquidity, asset efficiency, profitability, return and solvency) compare with the industry's performance.

(d) Deconstruct Clear Waters current year Return on Equity into its three (3) components, using Dupont analysis. Compare the result with the ones of the previous year.