The balance sheet for Orlando Banc Corp. is presented below: Assets Return Million $ Liabilities and Equity Cost Millions $ Cash 0.00% $ 35 Fixed-rate deposits 3.50% $ 240 Investments ( 1 year) 6.75% $ 324 Long-term borrowings at fixed rate (maturity> 1 year) 5.50% $ 119 Equity $ 66 Total $ 784 Total $ 784 If the spread effect is zero and all interest rates increase 50 basis points, the bank's NII will change by ________________ over the year.

The balance sheet for Orlando Banc Corp. is presented below: Assets Cash Investments ( 1 year) Return 0.00% 4.00% 6.00% Million $ $ 35 $ 200 $ 225 Cost 3.50% 2.00% 2.50% Millions $ $ 240 $ 334 $ 25 Liabilities and Equity Fixed-rate deposits Rate-sensitive deposits Fed fund borrowings Long-term borrowings at fixed rate (maturity> 1 year) Equity Total 6.75% $ 324 5.50% $ 119 $ 66 Total $ 784 $ 784 If the spread effect is zero and all Interest rates Increase 50 basis points, the bank's NII will change by over the year