The balance sheet for Shaver Corporation reported the following: cash, $7,500; short-term investments, $12,500; net accounts receivable, $40,000; inventory, $45,000; prepaids, $12,500; equipment, $120,000; current liabilities, $45,000; notes payable (long-term), $75,000; total stockholders equity, $140,000; net income, $3,820; interest expense, $5,400; income before income taxes, $6,780.

Compute Shavers debt-to-assets ratio and times interest earned ratio.