The balance sheet for Shaver Corporation reported the following: cash, $5,000; short-term investments, $10,000; net accounts receivable, $35,000; inventory, $40,000; prepaids, $10,000; equipment, $100,000; current liabilities, $40,000; notes payable (long-term), $70,000; total stockholders equity, $90,000; net income, $3,320; interest expense, $4,400; income before income taxes, $5,280.

Compute Shavers debt-to-assets ratio and times interest earned ratio.