The bank is paying $9\mathrm{.}25\%$ compounded annually. The inflation is expected to be $14\mathrm{.}68\%$ per year.

What is the market interest rate?

Enter your answer as percentage, without the $\%$ sign. Provide $2$ decimal places.

For example, if $12\mathrm{.}34\%,$ enter: $12\mathrm{.}34$