The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. Multiple Choice permits creditors to file a prepack immediately after a firm files for bankruptcy protection 0 prevents creditors from submitting any reorganization plans 0 prevents companies from filing for bankruptcy protection more than once o permits key employee retention plans only if the affected employee(s) has another job offer permits key 0 allows the payment of bonuses to all key employees to entice those employees to remain in the company's employ costs include the costs incurred by a business in an effort to avoid bankruptcy. Multiple Choice 0 Flotation Flotation 0 Direct bankruptcy 0 Indirect bankruptcy 0 Financial solvency 0 Capital structure