The bank's provisions for bad and doubtful debt amount to $20 million. The bank writes off $18 million non-performing loans.

As a result of the write off, the gross loans ___________________, the net loans _____________________ and bank's equity _______________.

	A.	decreases by $18 million; decreases by $18 million; does not change.
	B.	decreases by $20 million; decreases by $18 million; decreases by $2 million.
	C.	does not change; decreases by $2 million; decreases by $2 million.
	D.	decreases by $18 million; does not change; does not change.
	E.	decreases by $18 million; increases by $18 million; does not change