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The banks various lines of business produced the following gross income. Retail banking $40,000 Commercial banking $50,000 Payment settlement of 15,000 Trading and sales 5,000

The banks various lines of business produced the following gross income.

Retail banking $40,000

Commercial banking $50,000

Payment settlement of 15,000

Trading and sales 5,000

Asset Management 10,000

What is the add-on to the capital for operational risk? Does the bank have sufficient capital to cover this add-on and remain adequately capitalized while meeting the capital conservation buffer?

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